Hurricane & Storm Fence Damage Guide
Document the damage for insurance, get emergency stabilization, and prep for the next storm. Central Florida hurricane season is June through November.
The first 24 hours.
What to do the moment it is safe to go outside. These steps protect your safety, your property, and your insurance claim.
What insurance adjusters want to see.
We provide all of this in one packet, formatted the way most Florida homeowners policies expect.
Dated damage photos
Wide shots and close-ups from multiple angles. We take our own set on the first visit as backup.
Itemized estimate
Line-item breakdown by section, materials, labour. Written in the format most Florida carriers accept.
Cause of loss statement
Wind, wind-driven debris, or falling tree. Documented for the adjuster.
Contractor license & insurance
Ours, on file. Adjusters want to know the repair contractor is properly licensed.
Hurricane season fence prep.
The best time to check your fence is before a named storm shows up on the radar.
Check post integrity
Grab each post and try to move it. Any wobble means water has softened the concrete or rotted the wood below grade. Repair before the storm.
Tighten hardware
Loose screws, bent hinges and rusted brackets are the first things to fail in high wind. Ten minutes with a screwdriver saves a whole panel.
Trim overhanging branches
Most storm-damaged fences in Orlando were hit by a falling limb, not by the wind itself. Clear branches within 6 feet of the fence line.
Secure gates
Latch them and add a padlock. An open gate becomes a battering ram in 60 mph winds.
Why fences fail in hurricanes.
Central Florida sits in a 130-140 mph wind-load zone. Fences that were built for a lower rating fail first.
Solid-panel wood
Acts like a sail. A 6-foot privacy fence with no wind-gaps catches enormous force. Building code requires wind-load post spacing but many older fences pre-date it.
Aluminum ornamental
Wind passes through the picket spacing. Least likely to fail in a hurricane. One reason it dominates Central Florida pool fences.
Vinyl privacy
Similar problem to wood – solid face catches wind. Modern vinyl is engineered with wind-relief but older installations often fail.
Chain link
Rarely fails from wind alone. Fails when trees or debris hit it. Torn mesh is a common storm claim.
Storm damage? We are on it.
Same-day stabilization, insurance-ready documentation, full rebuild coordinated with your claim timeline. We work seven days a week through hurricane season.
Text photos of the storm damage.
Fastest way to a written insurance-ready estimate is to text photos to (689) 342-4441.